HunterXAI makes the application process fast, simple, and secure. It will take you five minutes to fill out our simple application form, or you can also call one of our financing experts. When you get pre-approved, you will generally receive financing options and offers within a few hours or often times even within the hour.

We know it can be intimidating, and often confusing to navigate the application process to get the need capital your business needs. We strive to remove multiple hurdles from this process. One of our financing experts will guide you through the simple steps required to qualify, explain what options and offers are available, and facilitate your application until the desired financing is achieved.

For the merchant, our application process is always free.

The information and paperwork we require is very little. Generally, a simple one-page application, bank statements for the past few months, and other requirements such as a driver’s license and a voided check are all you need to get started. Occasionally, we may request some other information such as evidence of tax filing, or proof of ownership. It all depends on the deal.

Generally, the complete financing process in our industry takes 1-3 days after being approved. Our vision, and reason for implementing a technology solution as powerful as HunterXAI, is to easily and efficiently fund transactions on the same day.

For most of our programs, you only need to be in business for a minimum of 3 months, earn at least $ 5,000 in gross monthly income, and have a minimum credit score of 450. However, there are other programs outside of these parameters. Contact a financing expert to discuss your unique situation and identify what other options would be available to you.

As long as you are not actively involved in a bankruptcy case, it is very rare for a past closed bankruptcy to turn out to be a problem. We have multiple partners who will reject you because of bankruptcy. Our funders understand that a past divorce or foreclosure during the foreclosure crisis has no effect on your ability to run a successful business.

Yes. Most programs do not have early repayment penalties. In fact, some programs even offer reduced repayment amounts if the advance is paid off before the designated term.

No. Although we have programs focused on credit cards, it is not a requirement to accept credit cards. Changing processors is almost never a requirement.

Although personal credit is part of the typical underwriting process, other factors such as the vitality of your business are more heavily weighted by the HunterXAI artificial intelligence system. We have a wide variety of funders, including those who work with individuals facing personal credit challenges.

Our programs require that you have owned the business for at least 3 months, and have at least $ 5,000 in gross monthly sales. If you are a startup that meets these prerequisites, contact one of our financing experts to discuss available options.

We have various programs and offer flexible terms and conditions. Most of these programs are paid within a 6-12 month period.

No two transactions are alike however; most financing programs range from $ 5,000 to $ 500,000. Utilizing HunterXAI allows us to accrue, and evaluate many factors simultaneously thereby providing the best and most efficient access to capital. We always examine your business and the uniqueness of your situation. Contact one of our financing experts to find out how much financing is available to you.

Most companies use working capital to purchase inventory, cover payroll, pay taxes, or expand their business. The truth is, you can use the money for any purpose that helps you grow your business.

Typically, payment is made through a small ACH withdrawal from your business checking account, daily or weekly.

The fees and charges vary depending on multiple factors. Issues like past income, time in business, and your industry (SIC code) are contributing factors, but not the only factors. HunterXAI allows us to incorporate a comprehensive list of relevant underwriting criteria, to quickly and efficiently get you the best offer available. We are committed to providing transparency on any and all fees. One We will guide you through the application process, and help to secure an offer (s) with no obligation, within a few hours.

At Hunson Funding we receive a small origination fee from our lending partners, and we ONLY charge a small fee for professional service once you get your financing. All fees and expenses will be disclosed prior to moving forward.

We approach each merchant with a unique and personal touch unlike most other funders or services. Utilizing our proprietary HunterXAI technology allows us to quickly review and verify the information provided, and spend most of our time getting to know your business, and what makes it unique. The solid relationships that we have established over the years with industry experts throughout the country ensure that you will receive the best qualified offers with the best rates and terms. Hudson Funding strives to build lasting relationships with each of the merchants we work with. Let us take care of all the field work in this process, so you can focus on doing what you do best.

We take the security and protection of our merchants personal information very seriously. For this reason, we employ the most secure data encryption technology in the industry.